Property owners know that severe weather poses a threat to their investments, especially in the modern era where billion-plus dollar weather events have been occurring more than twice as often than average. WeatherCheck, a Louisville-based software company, is intimately familiar with this threat, delivering an innovative solution based off of their expertise in weather-derived property damage detection. WeatherCheck actively helps companies and individuals obtain a highly accurate, ground truth-based probability of property damage. AerisWeather is proud to partner with WeatherCheck in powering their weather-driven approach to mitigating insurance claims fraud and attributing damage to the particular weather event that was most likely to cause it.
Each year, hail damage causes more than $10 billion in damage in the USA, making it one of the most physically destructive weather perils. Often a fatal risk to agricultural assets like livestock and crops, it often brings with it the potential for significant damage to residential and commercial businesses as well. Hail damage, however, is not always encountered right away. Be it a damaged shingle causing growing water ingress problems that aren’t noticed for months or old damage misattributed to a more recent severe storm, one of the largest ancillary categories in property risk and insurance is hail damage. Given the nature of the damage, often in hard-to-view or reach areas on properties, it can be difficult to guarantee when an insurance loss may have occurred or attribute a loss to any particular cause or weather event.
Demetrius Gray, CEO of WeatherCheck, learned of these challenges firsthand while working as a storm contractor and using limited available data to watch the weather and follow resulting business opportunities. Discovering customers in that time was challenging, requiring face to face interactions and continued human touches.
Later, in starting his own roofing company, Gray turned to weather data to identify damaged properties. While limited weather data was available via commonly available sources and shined light on damaged properties, Gray felt that better weather data could remove ambiguity from the entire damage-to-repair process. The only question remaining was where to find it.
Louisville, KY is home to several large insurance companies, making it a natural location to launch WeatherCheck. The vision of the business plan was to fundamentally change how property owners, insurance, and mortgage companies evaluate and respond to property damage. Continuously seeking more detailed and accurate sources of data, WeatherCheck turned to AerisWeather as one of the critical inputs into their proprietary models for determining likely damage from weather events. In implementing the AerisWeather API into WeatherCheck’s technology, WeatherCheck immediately received a pipeline of ground truth weather data. That data, combined with their own analyses by a team of weather scientists, AI professors, climatologists, cloud computing engineers, and claims analysts, empowered them to safeguard investments for a wide variety of clients.
In partnering together, AerisWeather ultimately enabled WeatherCheck to keep its resources focused on what they do best: saving insurance companies, contractors, and property owners time and money by reducing fraud, highlighting underlying damage, and pinpointing areas of business need. WeatherCheck is in a unique position in that it delivers scalable, highly accurate damage assessments without the need to generate and maintain its own weather database and forecasting engine. AerisWeather gave WeatherCheck the ability to quickly implement and iterate on their focus of damage probability across the U.S., satisfying a need that otherwise would have required a major investment in technology and professional resources. WeatherCheck is dedicated to giving property owners actionable weather data and has publicly announced that other weather perils will be available in the near future: Wind, Lightning, Flood, Extreme Temperatures, Snow & Ice, Electrical Surges, Tornados, and Fire.
WeatherCheck provides a free demo, available now at WeatherCheck.co
WeatherCheck monitors properties for hail damage so that insurance carriers, mortgage companies, and property owners can take action. WeatherCheck provides clarity in the midst of dynamic and constantly evolving severe weather conditions, particularly in the 24 hours before and after an event when information is most limited.
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